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| Purchase Loans |
| Refinance Loans |
| Cash-Out Refinance Loans |
| Debt-Consolidation Refinance Loans |
| First-Time Homebuyer Programs |
| Self-Employed or Commissioned Borrower Programs |
| 203K Rehabilitation Loans |
| Investment Property Loans |
| Low Credit or Recent Bankruptcy Programs |
| Jumbo Loans |
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Purchase Loans
Acquire a mortgage loan to purchase a new home.
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Refinance Loans
Refinance your current mortgage loan to lower the interest rate or change the term of your current mortgage loan.
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Cash-Out Refinance Loans
A refinance transaction where the new mortgage amount is for more than you owe on your existing mortgage using the equity in your home. Receive the excess in cash after closing.
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Debt-Consolidation Refinance Loans
A debt consolidation refinance is the process of rolling all your debt into your mortgage loan. If you have other bills, such as credit card debts or car loans, that carry a higher interest rate than your mortgage, you may want to consider a debt consolidation loan. This allows you to refinance your existing mortgage and high-interest debt into one loan with one monthly payment.
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First-Time Homebuyer Programs
Special programs are available for First-Time Homebuyers.
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Self-Employed or Commissioned Borrower Programs
Different guidelines exist for Self-Employed and Commissioned Borrowers. We have programs that are geared toward the income circumstances of these borrowers.
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203K Rehabilitation Loans
The purpose of a 203k mortgage is to provide the three portions of financing required for a fixer-upper in one step: initial financing, funds for repairs and a long-term mortgage. The borrower only has to secure one loan to do all three as opposed to three separate loans. This can save a tremendous degree of hassle and eliminate the chance a borrower will have difficulty securing a long-term mortgage once the rehabilitation is complete.
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Investment Property Loans
An investment property is a property that has been purchased with the intention of earning a return on the investment, either through rental income, the future resale of the property or both. An investment property can be a long-term endeavor or an intended short-term investment such as in the case of flipping, where real estate is bought, remodeled or renovated, and sold at a profit.
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Low Credit or Recent Bankruptcy Programs
Programs that are written with the intention of helping the borrower with low credit scores or a recent bankruptcy purchase a home.
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Jumbo Loans
A mortgage loan with a loan amount over $417,000 is considered a Jumbo Loan.
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